Specialty Insurance for Contractors and Builders in Maryland

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Construction Insurance Built for the Real World

Every construction project comes with its own set of challenges—and risks. Whether you're a general contractor, specialty trade professional, or part of a design-build team, your business needs insurance that can adapt to shifting job sites, changing responsibilities, and evolving compliance requirements.

At Wilson Oliver Agency, Inc., we understand the construction industry from the ground up. From insuring tools and equipment across multiple locations to addressing contract-based liabilities and joint ventures, we help you stay protected and on track.

You may not carry the title of "architect," but contract language can leave you holding design-related risk. You may not expect environmental claims, but pollution liability exposures can creep in. OSHA compliance, workers compensation, bonding—these are more than line items; they're critical to keeping your business moving.

Let our experienced team help you sort through it all. We'll tailor an insurance program that works as hard as you do—so you can stay focused on the job site and get the job done.

Commonly Overlooked Coverages:

  • Builders Risk
  • Professional Liability (E&O)
  • Inland Marine Insurance (Tools & Equipment)
  • Workers Compensation Insurance
  • Surety Bonds

What Affects Your Rates:

  • Annual Payroll
  • Gross Receipts
  • Claims History
  • Coverage Selections & Deductibles

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